If you are ready to become a first time home-buyer, Habitat for Humanity of Suffolk may be able to help.  To learn more about our program, read through the homeownership qualifications below.  If you have any further questions about the homeownership program, please call our office at 631-HABITAT (422-4828) ext. 101 or 108. 

 

Homeownership Qualifications

• Be a citizen or legal resident
• Prove steady income
• Have good credit
• Earn an annual gross income that falls within our minimum and maximum limits, depending on household size (see below)
• Sustain a savings account over a specified period of time
• Invest 300 hours of sweat equity (about every Saturday for a year constructing your home and other people's homes), attend educational homeownership courses, and perform community service.
  
• Make an affordable down payment
• Make timely mortgage payments
  

 

Household Size	Annual Minimum	Annual Maximum
1-4	$42,350	$63,550
5	$45,750	$68,650
6	$49,150	$73,700
7	$52,550	$78,800
8	$55,925	$83,900

 

 

**If you fit our qualifications and want to apply for our program, please click "Apply Today" below.